Three independent discounted-cash-flow-style models value Ameris Bancorp every trading day. 0 of 3 currently price ABCB above its market price.
| Free Cash Flow model | $-13.48 |
| Excess Profit model | $28.07 |
| Residual Earnings model | $15.49 |
| Dividend Discount model | $14.10 |
| Piotroski F-Score | 6 / 9 |
| Return on invested capital | +8.6% |
| Net debt / EBITDA | -0.7× |
| Gross margin | +100.0% |
| Revenue CAGR | +3.8% |
| Cash conversion | 0.9× |
| Dividend yield | +1.0% |
| Buyback yield | +1.5% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open ABCB in StockKitty