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ECPG Encore Capital Group, Inc.

SHORT-TERM BUSINESS CREDIT INSTITUTIONS · $2.1B market cap · updated 2026-10-07
Market price
$99.19
Avg intrinsic value
$239.73
Margin of safety
+141.7%

Three independent discounted-cash-flow-style models value Encore Capital Group, Inc. every trading day. 2 of 3 currently price ECPG above its market price.

Model estimates

Free Cash Flow model$305.14
Excess Profit model$174.32
Residual Earnings model$-4.57
Dividend Discount model—

Quality snapshot

Piotroski F-Score6 / 9
Return on invested capital+50.7%
Net debt / EBITDA-0.3×
Gross margin+100.0%
Revenue CAGR+8.1%
Cash conversion0.6×
Dividend yield—
Buyback yield+2.7%

Run your own numbers

These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.

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