Three independent discounted-cash-flow-style models value First Citizens BancShares, Inc. every trading day. 3 of 3 currently price FCNCA above its market price.
| Free Cash Flow model | $4,129.61 |
| Excess Profit model | $8,761.57 |
| Residual Earnings model | $5,365.81 |
| Dividend Discount model | $285.15 |
| Piotroski F-Score | 6 / 9 |
| Return on invested capital | +3.8% |
| Net debt / EBITDA | 4.8× |
| Gross margin | +100.0% |
| Revenue CAGR | +26.9% |
| Cash conversion | 1.3× |
| Dividend yield | +0.4% |
| Buyback yield | +11.5% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open FCNCA in StockKitty