Three independent discounted-cash-flow-style models value First Bank every trading day. 2 of 3 currently price FRBA above its market price.
| Free Cash Flow model | $136.15 |
| Excess Profit model | $88.17 |
| Residual Earnings model | $5.96 |
| Dividend Discount model | $13.64 |
| Piotroski F-Score | 7 / 8 |
| Return on invested capital | +6.1% |
| Net debt / EBITDA | -0.5× |
| Gross margin | +100.0% |
| Revenue CAGR | +14.7% |
| Cash conversion | 1.5× |
| Dividend yield | +1.9% |
| Buyback yield | +1.2% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open FRBA in StockKitty