Three independent discounted-cash-flow-style models value Humana Inc. every trading day. 0 of 3 currently price HUM above its market price.
| Free Cash Flow model | $-199.86 |
| Excess Profit model | $402.90 |
| Residual Earnings model | $92.15 |
| Dividend Discount model | $98.67 |
| Piotroski F-Score | 6 / 9 |
| Return on invested capital | +6.6% |
| Net debt / EBITDA | 3.9× |
| Gross margin | +100.0% |
| Revenue CAGR | +11.8% |
| Cash conversion | 0.8× |
| Dividend yield | +0.9% |
| Buyback yield | +0.1% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open HUM in StockKitty