Three independent discounted-cash-flow-style models value TFS Financial Corporation every trading day. 0 of 3 currently price TFSL above its market price.
| Free Cash Flow model | $7.40 |
| Excess Profit model | $-3.32 |
| Residual Earnings model | $-0.25 |
| Dividend Discount model | $31.58 |
| Piotroski F-Score | 4 / 9 |
| Return on invested capital | +4.8% |
| Net debt / EBITDA | -3.7× |
| Gross margin | +100.0% |
| Revenue CAGR | +23.1% |
| Cash conversion | 0.9× |
| Dividend yield | +6.9% |
| Buyback yield | -0.2% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
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