Three independent discounted-cash-flow-style models value Unum Group every trading day. 2 of 3 currently price UNM above its market price.
| Free Cash Flow model | $1,567.53 |
| Excess Profit model | $1,637.87 |
| Residual Earnings model | $79.18 |
| Dividend Discount model | $72.60 |
| Piotroski F-Score | 4 / 9 |
| Return on invested capital | +6.1% |
| Net debt / EBITDA | 2.9× |
| Gross margin | +100.0% |
| Revenue CAGR | +3.0% |
| Cash conversion | 0.9× |
| Dividend yield | +2.2% |
| Buyback yield | +7.2% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open UNM in StockKitty