Three independent discounted-cash-flow-style models value Zions Bancorporation, National Association every trading day. 2 of 3 currently price ZION above its market price.
| Free Cash Flow model | $367.53 |
| Excess Profit model | $209.34 |
| Residual Earnings model | $30.40 |
| Dividend Discount model | $43.91 |
| Piotroski F-Score | 6 / 8 |
| Return on invested capital | +8.4% |
| Net debt / EBITDA | 0.5× |
| Gross margin | +100.0% |
| Revenue CAGR | +2.4% |
| Cash conversion | 1.2× |
| Dividend yield | +3.1% |
| Buyback yield | +0.1% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
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