Three independent discounted-cash-flow-style models value Banc of California, Inc. every trading day. 2 of 3 currently price BANC above its market price.
| Free Cash Flow model | $4,517.31 |
| Excess Profit model | $2,483.08 |
| Residual Earnings model | $-5.25 |
| Dividend Discount model | $5.43 |
| Piotroski F-Score | 7 / 9 |
| Return on invested capital | +4.4% |
| Net debt / EBITDA | 6.6× |
| Gross margin | +100.0% |
| Revenue CAGR | +573.1% |
| Cash conversion | 1.1× |
| Dividend yield | +2.6% |
| Buyback yield | -87.1% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
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