Three independent discounted-cash-flow-style models value Enova International, Inc. every trading day. 2 of 3 currently price ENVA above its market price.
| Free Cash Flow model | $352.66 |
| Excess Profit model | $349.64 |
| Residual Earnings model | $46.98 |
| Dividend Discount model | — |
| Piotroski F-Score | 6 / 9 |
| Return on invested capital | +10.0% |
| Net debt / EBITDA | 6.0× |
| Gross margin | +58.1% |
| Revenue CAGR | +22.0% |
| Cash conversion | 5.9× |
| Dividend yield | — |
| Buyback yield | +6.5% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open ENVA in StockKitty