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FMAO Farmers & Merchants Bancorp, Inc.

Banks · $487M market cap · updated 2026-10-06
Market price
$35.37
Avg intrinsic value
$22.93
Margin of safety
-35.2%

Three independent discounted-cash-flow-style models value Farmers & Merchants Bancorp, Inc. every trading day. 1 of 3 currently price FMAO above its market price.

Model estimates

Free Cash Flow model$23.06
Excess Profit model$44.94
Residual Earnings model$7.77
Dividend Discount model$22.93

Quality snapshot

Piotroski F-Score6 / 9
Return on invested capital+9.1%
Net debt / EBITDA-2.3×
Gross margin+100.0%
Revenue CAGR+19.7%
Cash conversion1.1×
Dividend yield+3.3%
Buyback yield-1.1%

Run your own numbers

These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.

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