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FNLC First Bancorp, Inc. (ME)

Banks · $381M market cap · updated 2026-10-07
Market price
$33.75
Avg intrinsic value
$46.98
Margin of safety
+39.2%

Three independent discounted-cash-flow-style models value First Bancorp, Inc. (ME) every trading day. 2 of 3 currently price FNLC above its market price.

Model estimates

Free Cash Flow model$43.88
Excess Profit model$60.63
Residual Earnings model$25.43
Dividend Discount model$46.98

Quality snapshot

Piotroski F-Score6 / 9
Return on invested capital+8.8%
Net debt / EBITDA1.5×
Gross margin+100.0%
Revenue CAGR+19.9%
Cash conversion1.1×
Dividend yield+5.5%
Buyback yield-0.3%

Run your own numbers

These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.

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