Three independent discounted-cash-flow-style models value Horizon Bancorp, Inc. Common Stock every trading day. 0 of 3 currently price HBNC above its market price.
| Free Cash Flow model | $-11.79 |
| Excess Profit model | $-30.55 |
| Residual Earnings model | $-2.97 |
| Dividend Discount model | $12.75 |
| Piotroski F-Score | 5 / 9 |
| Return on invested capital | -16.1% |
| Net debt / EBITDA | — |
| Gross margin | +100.0% |
| Revenue CAGR | +15.4% |
| Cash conversion | — |
| Dividend yield | +4.1% |
| Buyback yield | -6.4% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open HBNC in StockKitty