← All companies

HRTG HERITAGE INSURANCE HOLDINGS INC

Insurance · $1.0B market cap · updated 2026-10-07
Market price
$34.17
Avg intrinsic value
$24.83
Margin of safety
-27.3%

Three independent discounted-cash-flow-style models value HERITAGE INSURANCE HOLDINGS INC every trading day. 1 of 3 currently price HRTG above its market price.

Model estimates

Free Cash Flow model$-97.64
Excess Profit model$44.17
Residual Earnings model$5.50
Dividend Discount model—

Quality snapshot

Piotroski F-Score6 / 9
Return on invested capital+36.2%
Net debt / EBITDA-1.8×
Gross margin+100.0%
Revenue CAGR+8.6%
Cash conversion0.9×
Dividend yield—
Buyback yield-1.0%

Run your own numbers

These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.

Open HRTG in StockKitty

Same sector