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HTB HomeTrust Bancshares, Inc.

Banks · $769M market cap · updated 2026-10-06
Market price
$46.53
Avg intrinsic value
$27.13
Margin of safety
-41.7%

Three independent discounted-cash-flow-style models value HomeTrust Bancshares, Inc. every trading day. 2 of 3 currently price HTB above its market price.

Model estimates

Free Cash Flow model$110.45
Excess Profit model$70.36
Residual Earnings model$24.94
Dividend Discount model$27.13

Quality snapshot

Piotroski F-Score3 / 4
Return on invested capital+10.6%
Net debt / EBITDA-4.2×
Gross margin+100.0%
Revenue CAGR—
Cash conversion0.8×
Dividend yield+1.2%
Buyback yield—

Run your own numbers

These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.

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