Three independent discounted-cash-flow-style models value Independent Bank Corp. every trading day. 1 of 3 currently price IBCP above its market price.
| Free Cash Flow model | $13.89 |
| Excess Profit model | $47.84 |
| Residual Earnings model | $24.84 |
| Dividend Discount model | $32.33 |
| Piotroski F-Score | 6 / 9 |
| Return on invested capital | +12.8% |
| Net debt / EBITDA | -1.7× |
| Gross margin | +100.0% |
| Revenue CAGR | +0.5% |
| Cash conversion | 1.1× |
| Dividend yield | +3.1% |
| Buyback yield | +0.6% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open IBCP in StockKitty