Three independent discounted-cash-flow-style models value OFG BANCORP every trading day. 1 of 3 currently price OFG above its market price.
| Free Cash Flow model | $-412.71 |
| Excess Profit model | $173.46 |
| Residual Earnings model | $18.67 |
| Dividend Discount model | $40.55 |
| Piotroski F-Score | 7 / 9 |
| Return on invested capital | +13.3% |
| Net debt / EBITDA | 0.0× |
| Gross margin | +100.0% |
| Revenue CAGR | +65.0% |
| Cash conversion | 1.1× |
| Dividend yield | +2.6% |
| Buyback yield | +13.3% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
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