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ORRF Orrstown Financial Services Inc

Banks · $814M market cap · updated 2026-10-06
Market price
$41.40
Avg intrinsic value
$31.11
Margin of safety
-24.9%

Three independent discounted-cash-flow-style models value Orrstown Financial Services Inc every trading day. 1 of 3 currently price ORRF above its market price.

Model estimates

Free Cash Flow model$-214.44
Excess Profit model$45.66
Residual Earnings model$5.52
Dividend Discount model$31.11

Quality snapshot

Piotroski F-Score5 / 9
Return on invested capital+13.7%
Net debt / EBITDA-1.5×
Gross margin+100.0%
Revenue CAGR+24.0%
Cash conversion0.9×
Dividend yield+2.8%
Buyback yield-30.1%

Run your own numbers

These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.

Open ORRF in StockKitty

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