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PFIS Peoples Financial Services Corp.

Banks · $692M market cap · updated 2026-10-06
Market price
$69.08
Avg intrinsic value
$65.24
Margin of safety
-5.6%

Three independent discounted-cash-flow-style models value Peoples Financial Services Corp. every trading day. 1 of 3 currently price PFIS above its market price.

Model estimates

Free Cash Flow model$-234.34
Excess Profit model$97.62
Residual Earnings model$8.36
Dividend Discount model$65.24

Quality snapshot

Piotroski F-Score5 / 9
Return on invested capital+11.0%
Net debt / EBITDA-0.9×
Gross margin+100.0%
Revenue CAGR+32.6%
Cash conversion0.9×
Dividend yield+3.6%
Buyback yield-17.3%

Run your own numbers

These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.

Open PFIS in StockKitty

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