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PFSI PennyMac Financial Services, Inc. Common Stock

Banks · $3.3B market cap · updated 2026-10-06
Market price
$62.95
Avg intrinsic value
$53.84
Margin of safety
-14.5%

Three independent discounted-cash-flow-style models value PennyMac Financial Services, Inc. Common Stock every trading day. 0 of 3 currently price PFSI above its market price.

Model estimates

Free Cash Flow model$-5,687.77
Excess Profit model$-5,568.55
Residual Earnings model$55.30
Dividend Discount model$53.84

Quality snapshot

Piotroski F-Score2 / 9
Return on invested capital+4.8%
Net debt / EBITDA—
Gross margin-8856.8%
Revenue CAGR+40.0%
Cash conversion-3.3×
Dividend yield+1.9%
Buyback yield-3.5%

Run your own numbers

These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.

Open PFSI in StockKitty

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