Three independent discounted-cash-flow-style models value PayPal Holdings, Inc. every trading day. 2 of 3 currently price PYPL above its market price.
| Free Cash Flow model | $67.69 |
| Excess Profit model | $60.23 |
| Residual Earnings model | $30.77 |
| Dividend Discount model | $17.92 |
| Piotroski F-Score | 8 / 9 |
| Return on invested capital | +16.7% |
| Net debt / EBITDA | 0.3× |
| Gross margin | +46.6% |
| Revenue CAGR | +6.4% |
| Cash conversion | 1.2× |
| Dividend yield | +1.0% |
| Buyback yield | +7.4% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
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