Three independent discounted-cash-flow-style models value South Plains Financial, Inc. Common Stock every trading day. 2 of 3 currently price SPFI above its market price.
| Free Cash Flow model | $59.09 |
| Excess Profit model | $109.48 |
| Residual Earnings model | $24.82 |
| Dividend Discount model | $45.89 |
| Piotroski F-Score | 6 / 9 |
| Return on invested capital | +11.8% |
| Net debt / EBITDA | -7.5× |
| Gross margin | +100.0% |
| Revenue CAGR | +16.1% |
| Cash conversion | 1.3× |
| Dividend yield | +1.6% |
| Buyback yield | +0.8% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open SPFI in StockKitty