Three independent discounted-cash-flow-style models value S&T Bancorp Inc every trading day. 2 of 3 currently price STBA above its market price.
| Free Cash Flow model | $94.36 |
| Excess Profit model | $116.91 |
| Residual Earnings model | $19.01 |
| Dividend Discount model | $40.85 |
| Piotroski F-Score | 6 / 9 |
| Return on invested capital | +9.1% |
| Net debt / EBITDA | 0.0× |
| Gross margin | +100.0% |
| Revenue CAGR | +21.3% |
| Cash conversion | 1.0× |
| Dividend yield | +3.0% |
| Buyback yield | +0.6% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open STBA in StockKitty