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THG The Hanover Insurance Group, Inc.

Insurance · $7.7B market cap · updated 2026-10-07
Market price
$220.04
Avg intrinsic value
$189.12
Margin of safety
-14.1%

Three independent discounted-cash-flow-style models value The Hanover Insurance Group, Inc. every trading day. 1 of 3 currently price THG above its market price.

Model estimates

Free Cash Flow model$-16.14
Excess Profit model$334.72
Residual Earnings model$55.87
Dividend Discount model$189.12

Quality snapshot

Piotroski F-Score6 / 9
Return on invested capital+16.7%
Net debt / EBITDA-0.3×
Gross margin+100.0%
Revenue CAGR+6.4%
Cash conversion1.8×
Dividend yield+1.7%
Buyback yield+0.3%

Run your own numbers

These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.

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