Three independent discounted-cash-flow-style models value Trustco Bank Corp NY every trading day. 2 of 3 currently price TRST above its market price.
| Free Cash Flow model | $88.20 |
| Excess Profit model | $90.55 |
| Residual Earnings model | $17.98 |
| Dividend Discount model | $50.06 |
| Piotroski F-Score | 7 / 9 |
| Return on invested capital | +7.5% |
| Net debt / EBITDA | -0.8× |
| Gross margin | +100.0% |
| Revenue CAGR | +13.1% |
| Cash conversion | 1.2× |
| Dividend yield | +2.8% |
| Buyback yield | +0.0% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open TRST in StockKitty