Three independent discounted-cash-flow-style models value Trupanion, Inc. every trading day. 0 of 3 currently price TRUP above its market price.
| Free Cash Flow model | $-132.02 |
| Excess Profit model | $-93.22 |
| Residual Earnings model | $-5.34 |
| Dividend Discount model | — |
| Piotroski F-Score | 8 / 9 |
| Return on invested capital | +2.3% |
| Net debt / EBITDA | 7.4× |
| Gross margin | +16.1% |
| Revenue CAGR | +27.2% |
| Cash conversion | 4.6× |
| Dividend yield | — |
| Buyback yield | -3.7% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open TRUP in StockKitty