Three independent discounted-cash-flow-style models value United Bankshares Inc every trading day. 2 of 3 currently price UBSI above its market price.
| Free Cash Flow model | $407.39 |
| Excess Profit model | $380.26 |
| Residual Earnings model | $8.50 |
| Dividend Discount model | $39.61 |
| Piotroski F-Score | 6 / 9 |
| Return on invested capital | +7.6% |
| Net debt / EBITDA | -3.4× |
| Gross margin | +100.0% |
| Revenue CAGR | +75.5% |
| Cash conversion | 1.1× |
| Dividend yield | +3.3% |
| Buyback yield | -4.9% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open UBSI in StockKitty