Three independent discounted-cash-flow-style models value Unity Bancorp every trading day. 2 of 3 currently price UNTY above its market price.
| Free Cash Flow model | $73.02 |
| Excess Profit model | $141.09 |
| Residual Earnings model | $32.56 |
| Dividend Discount model | $14.86 |
| Piotroski F-Score | 5 / 9 |
| Return on invested capital | +17.3% |
| Net debt / EBITDA | -2.9× |
| Gross margin | +100.0% |
| Revenue CAGR | +19.9% |
| Cash conversion | 0.8× |
| Dividend yield | +1.2% |
| Buyback yield | -0.0% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open UNTY in StockKitty