← All companies

UVE UNIVERSAL INSURANCE HLDG, INC.

Insurance · $1.2B market cap · updated 2026-10-07
Market price
$43.66
Avg intrinsic value
$23.78
Margin of safety
-45.5%

Three independent discounted-cash-flow-style models value UNIVERSAL INSURANCE HLDG, INC. every trading day. 1 of 3 currently price UVE above its market price.

Model estimates

Free Cash Flow model$-10.18
Excess Profit model$83.76
Residual Earnings model$29.85
Dividend Discount model$23.78

Quality snapshot

Piotroski F-Score8 / 9
Return on invested capital+30.3%
Net debt / EBITDA-1.2×
Gross margin+100.0%
Revenue CAGR+9.5%
Cash conversion2.1×
Dividend yield+1.8%
Buyback yield+2.1%

Run your own numbers

These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.

Open UVE in StockKitty

Same sector