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WTM White Mountains Insurance Group Ltd.

Insurance · $4.8B market cap · updated 2026-10-06
Market price
$2,019.44
Avg intrinsic value
$31.66
Margin of safety
-98.4%

Three independent discounted-cash-flow-style models value White Mountains Insurance Group Ltd. every trading day. 2 of 3 currently price WTM above its market price.

Model estimates

Free Cash Flow model$-21,599.46
Excess Profit model$8,854.18
Residual Earnings model$3,337.29
Dividend Discount model$31.66

Quality snapshot

Piotroski F-Score4 / 9
Return on invested capital+16.8%
Net debt / EBITDA0.5×
Gross margin+95.9%
Revenue CAGR+47.8%
Cash conversion0.5×
Dividend yield+0.0%
Buyback yield-0.1%

Run your own numbers

These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.

Open WTM in StockKitty

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