Three independent discounted-cash-flow-style models value Navient Corporation every trading day. 1 of 3 currently price NAVI above its market price.
| Free Cash Flow model | $-110,225.26 |
| Excess Profit model | $-107,548.75 |
| Residual Earnings model | $32.74 |
| Dividend Discount model | $9.70 |
| Piotroski F-Score | 7 / 9 |
| Return on invested capital | +4.9% |
| Net debt / EBITDA | 15.1× |
| Gross margin | +92.4% |
| Revenue CAGR | +83.0% |
| Cash conversion | — |
| Dividend yield | +7.1% |
| Buyback yield | +18.9% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open NAVI in StockKitty