Three independent discounted-cash-flow-style models value SYNCHRONY FINANCIAL every trading day. 2 of 3 currently price SYF above its market price.
| Free Cash Flow model | $106.49 |
| Excess Profit model | $126.44 |
| Residual Earnings model | $58.99 |
| Dividend Discount model | $29.04 |
| Piotroski F-Score | 8 / 9 |
| Return on invested capital | +11.4% |
| Net debt / EBITDA | 0.0× |
| Gross margin | +100.0% |
| Revenue CAGR | +5.7% |
| Cash conversion | 2.8× |
| Dividend yield | +1.7% |
| Buyback yield | +6.7% |
These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.
Open SYF in StockKitty