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UNH UnitedHealth Group Incorporated

Healthcare · $337.8B market cap · updated 2026-10-07
Market price
$376.32
Avg intrinsic value
$537.43
Margin of safety
+42.8%

Three independent discounted-cash-flow-style models value UnitedHealth Group Incorporated every trading day. 2 of 3 currently price UNH above its market price.

Model estimates

Free Cash Flow model$736.93
Excess Profit model$697.78
Residual Earnings model$177.57
Dividend Discount model$479.55

Quality snapshot

Piotroski F-Score7 / 9
Return on invested capital+8.7%
Net debt / EBITDA2.4×
Gross margin+18.5%
Revenue CAGR+11.4%
Cash conversion1.6×
Dividend yield+2.5%
Buyback yield+1.0%

Run your own numbers

These are StockKitty's default assumptions. In the app, the models recompute live as you adjust growth, discount rates, and margins — and the AI explains the bull case, bear case, and quality picture.

Open UNH in StockKitty

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